Savings

 

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Osman, 36, is a man who believes in savings.

That is where his wealth comes from; not investments (though he had those), but from savings. In fact, he’s been amassing a nice personal fortune from his savings ever since he was a young boy. It was his father, the late Encik Johari, that had taught him the value of saving money.“You never when you might need it in the future,” his father had said. He was right too; when he died, he bequethed most of his savings to his only son, Osman. And true to his fathers teachings, Osman had used that heirloom as a cornerstone to really begin his wealth. But it had actually started much earlier.

As his father taught him to save, and save enough, Osman became very thrifty with his spending. Ever since he was old enough to count, he would deposit an amount of his pocket money every day into a piggy-bank. During Eid, while all the other kids were busy comparing how much duit raya they got and what they would spend it on, Osman would be busy calculating in his head how much money should he save, minus some necessary expenses. He never spent on anything that he didn’t absolutely have to. All throughout his school years, he would eat food prepared by his mother from home. He walked to and from school (which was luckily not too far away) even though his parents had once insisted to put him on a school bus. He would never ask for money; instead, he will ask his parents to buy him anything he needs. Three-quarters of his pocket money went into savings.

It was no surprise then when after school, he immediately took an interest in the world of banking. He devoted himself to studying how to make money and more importantly, to save it. He was not without  reason; he had paid for his tertiary education himself, using all the money he saved when he was younger. By the time he graduated, he had actually saved enough money to theoretically not need a job for a couple of years, give or take. But of course he got a job, with a reputable accounting firm, and there he made ever more money. And he saved a lot of it.

Some people say, too much.

In his few, small social circles, Osman held a reputation as being ridiculously stingy.  He never lent anyone money because he feared the person wouldn’t pay him back. He has never paid for drinks with his friends. He rides a bicycle to work because he doesn’t want to pay for fuel or transportation. Despite being wealthy, he lives in a small flat with bare bones furniture and fittings. His only source of entertainment is his computer. In a day, he only spends a maximum amount of RM15 for meals. He doesn’t go out with friends; he doesn’t go to the movies nor does he go shopping. Those were what he called ‘unneccesariums’.

It was simple really: if he didn’t need it, he wouldn’t buy it. Sometimes he does wonder what is he going to do with all his money. He wasn’t quite a millionaire yet although he believes that to be an inevitability. He supposed one day he’ll stop saving and just live the high life, even if he has no idea what that means. 

Now all of his money is safely tucked away in several bank accounts. But he has a secret; he still enjoys the feeling of putting away money into a piggy bank. He likes the tinkle of coins as they drop into the slot. In his house, he has dedicated a room which keeps under lock and key. Inside the room are shelves and shelves of piggy-banks; most were home-made, using large tins of coffee with their tops welded shut. And amazingly, Osman had the uncanny ability to remember just how much money was inside each tin. He checks them everyday just to be sure it tallied up with the running count inside his head.

Imagine then, when one day, he finds one of the tins missing. 

That was odd, he thought. Sometimes he takes a tin to deposit to a bank; but he hasn’t made a deposit in months. He would remember it if he did. Flummoxed, he browsed through the room. Still the tin couldn’t be found. He paced his house, looking for the tin. It contained RM325.00 in 50 cent coins. If the tin was missing, that was RM325.00 lost. 

Yet he couldn’t find it. After hours of searching every nook and cranny of his house and trying to remember where the tin was to no avail, he gave up and fell into an uneasy sleep, where he dreamed of drowning in a sea of coins.

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The next day he counted the tins again; he had thought maybe he miscounted the night before (he didn’t believe this). Maybe the tin was somewhere in the room, just he missed it. But then he discovered; another tin was missing! He cursed out loud. He counted again. Yes, this time he was sure. Another tin! This time it contained RM295.50 in 50 cent coins. Again, he rummaged through the house. The two tins were nowhere to be found. Osman felt angry and irritated. This time he ransacked his house looking for the tins. He thought of going to the police but then realized it’d be folly. Besides, he didn’t want anyone else to know the room held tins full of cash. It’d raise too many questions.

Was there a thief? But how? The only way into the room was through the locked door and a window. But the door was inside and the window was padlocked. What is someone was picking the lock, sneaking in, and placing the lock in place again? It wouldn’t be too hard for an experienced thief. The question of how a thief would know he kept money was another matter. The important thing was, his tins were going missing.

That night, he refused to sleep. He wanted to know if someone was expertly sneaking into the house. But as the hours passed by, he heard nothing. No creaking sounds, no sounds of the window being opened. Confident that there wasn’t a thief, he counted his tins again just to be sure, double locked the window and door and went to sleep.

Next morning, another tin (RM301.00) went missing. Osman was furious. This time he was sure a thief was at work. Fucking asshole must have waited until he went to bed. Osman decided he was going to catch this robber. But he needed to set up a trap. He went out and bought a few surveillance cameras (while cursing, because it was an ‘un-necessarium’) that hooked up to his computer. He decided that he would sacrifice one more tin to the thief, just so he could catch him on camera and then take action the following night. He set up the cameras to cover as much of the room as possible, and the cameras have a night mode, and stayed in his room. He waited for a few hours, just watching the video feed.

At about 3.30am, as he was feeling very sleepy, he saw something from one of the cameras; it was the one facing the door from inside the room. It showed the door slowly opening. Osman rubbed his eyes. That was impossible! He had the only key! But that was what was happening – the door slowly opened, and, adding to his surprise, a small figure walked in.

The lens quality wasn’t sharp, but Osman could clearly make out it was a human; just a very small one. Osman rubbed his eyes again to be sure; he even slapped his face to confirm he wasn’t dreaming. The small human figure looked to be about 3 feet tall, and it was completely naked. Osman could see it’s dick flopping as it walked. The head was bald, and the limbs were strangely disproportionate: the arms were long and thin, but the legs were chunky and rolled in fat, like a baby’s. The figure walked in an odd skip in it’s steps; again, like a toddler. Then it came into view of another camera, this time the one facing the inside of the room, and Osman saw it pick up a tin, put it on its’ head, and walk out the door again.

What the fuck just happened? Osman thought. The figure was so small, yet had lifted the tin, heavy with coins, like it was nothing more than an empty box. Osman’s head started to ache so bad, he passed out.

The next day he spent hours about what had happened. And it wasn’t a dream: he had reviewed the recordings and they were evidence enough that it actually happened. Flustered, he finally decided to show the footage to a colleague at work.

“Fuck,” the guy said as Osman showed the video. “What the fuck?” The guy looped the video several times, as if making sure what he saw was real. He even asked Osman if the footage was rigged, or from a movie or something. Osman said no.

“I’m no expert, but I think that’s a toyol,” the guy said.

“Toyol?” Osman had heard of it before of course; what Malay hasn’t heard of the re-animated spirit of a child, green in color, used by bad men to do thievery?  He didn’t know what to make of this; he wasn’t a total skeptic, but this was strange news.

“Toyol,” said his colleague. “There’s a way to defeat this thing. But let me get back to you on it, I need to ask my uncle, he’s uh, an Ustaz. Or something. You okay with that?”

Osman would do anything to stop this toyol or whatever to stop taking his precious savings. So of course he said yes. But he wanted the solution as soon as possible because no way is the stupid thing taking any more of his money. Luckily, later that day, the guy came back to him and told him what to do.

Osman went back 50 bags of marbles (he hated paying for them). He poured out all the marbles onto the floor of his piggy-bank room. The room looked like those ball-pools at kids theme parks, only with thousands and thousands of shiny marbles. Apparently, toyols have this compulsive desire to count things, and are also attracted to shiny things and can’t survive sunlight. So if Osman flooded the room with marbles, when the toyol came, it would count them and become distracted from its real task: stealing Osmans money! And since they’re not really bright creatures, the toyol will take its time to count each marble, hopefully until the sun comes out and it is killed. His colleague had also told him that toyol are normally sent by a master; but that was an issue Osman would deal with later.

He stayed up again that night; in the cameras eerie green night-mode view, the floor of the piggy-bank room seemed to be sparkling with stars. The thousands of marbles were reflecting light from the open window at dizzying angles. Osman waited.

At around 3.30am, the same as with the night before, the door opened. Osman saw the creature skip its way in. The thing stopped, it looked surprised. Osman saw its head turn from side to side as it looked at all the marbles on the floor. It scooped up a handful of the glass items and seemed to scrutinized them in its hand, like a jeweler would look for flaws in gemstones. It dropped that handful and took another, again studying the marbles closely. Then the thing made a piroutte, like a dancer and crouched on the floor. Much to Osmans disbelief and amazement, the toyol begin counting the marbles! Osman watched as it picked up the marbles one by one, and set aside the ones already counted. Osman even had to stifle a giggle when the toyol, it seemed, kept miscounting and restarted all over again.

After an hour or so, Osman began feeling bored. The toyol kept miscounting. Osman could see on the grainy footage that the toyol was getting frustrated too. Osman just wanted to wait for sunlight to see what would happen, so he forced himself to stay awake.

Suddenly the toyol wildly began to scatter the marbles around. It took handfuls and threw them all over the room. It looked mad, pulling at its ears and hitting the floor with its chunky legs. Osman became alarmed. The thing was now pacing the room, darting from corner to corner, kicking marbles here and there. 

Then it screamed. It was blood-curdling, a shrill, pained cry. Osman saw, on the grainy footage, the creature throw back its head and scream. It got so loud Osman covered his ears. Then he saw the creature grab the doorknob, and with one forceful yank, it pulled the door off the hinges. Osman saw bits of wood debris fall. The creature went out.

Seconds later Osman heard pounding on his bedroom door. And the screams started again. Only this time it was saying something.

“MANA DUIT? MANA DUITTTTTTTTTTT?” The voice was child-like, and absolutely terrifying.

Osman went to brace the door when it burst apart in the middle. Osman was thrown across the room and landed hard. “MANA DUIT?” the scream echoed again. Osman sat up, his back sore and with splinters stuck in his forehead. The room was suddenly filled with a rank odor; the smell of putrefaction. Osman now saw, in full view, the creature before him.

The legends were wrong; it wasn’t green at all. It was an ashen grey, the color of dead skin. It still looked like a small, mishapen child. The eyes were yellow patches in the malformed head. The arms were long, ending in hands tipped with sharp bone. The creature’s jaw opened from ear to ear, revealing decayed, yellowing teeth. The tongue hung out, black, lifeless. The creature pounced on Osmans chest, knocking him back to the floor and began to wrap its hands around his neck.

“MANA DUIT?” it said again, and the stench coming from it was enough to make Osman vomit. Then, with violent force, it began to repeatedly slam Osman’s head against the floor, all while screaming MANA DUIT MANA DUIT MANA DUIT. Osman felt his scalp split and warm blood spilled. He tried to fight back, and with one huge push he shoved the creature off him. He made to run immediately, but as he got up the thing grabbed at his ankles. Osman fell and in an instant the creature was on his back. The toyol clawed at his back, ripping skin and tearing the flesh. Osman screamed in pain. With another, wild effort he pushed the creature off his back and ran.

This isn’t happening, he thought. Instinctively, he ran inside his piggy-bank room, only to realize too late that the door was no longer there. It lay beside him, on top of all the marbles. Not that the door would have kept the creature out, anyway. He heard a snarl behind him. The moment he turned, the toyol slammed into his face and slammed him to the ground. They landed on the marbles, which dug into his back.

“MANAAAAAA. DUITTTTT????”

The toyol slammed a hand into his stomach and Osman felt a huge, ripping pain. He looked down at his belly and saw the thing had pulled out his intestine. Osman screamed. The toyol’s hand seemed to dig inside him.

“MANA DUIT? TELAN DUIT? MANAAA?”

Osman, in his pain and shock, realized the creature was looking for money. 

“In the tins!!!” he screamed. Instantly, the creature got off him. Weakened now by the bleeding, and acutely aware that his cuts had been pulled out through a hole in his stomach, Osman turned to see the creature. It was choosing the tins, realizing they had been there all along before it was distracted by its rage over the marble counting. The creature then grabbed a tin (Osman could still remember this one contained RM340.00).

“It’s my money!!!” Osman shouted, suddenly enraged that this thing was still robbing him. He got up, using whatever adrenaline was coursing through his veins. The creature was caught by surprise, but only for a moment. It screamed again and threw the tin at Osman. The tin struck him square in the head, and he felt his skull cave in from the weight of RM340 worth of coins. Osman dropped to the floor. He was losing consciousness. But he still saw the creature. It walked toward him now, eyeing him just the way a curious child eyes a new toy. 

“DUIT. DUIT,” the creature said.

“My.. my money..” Osman, even dying with a smashed skull, could only think of his savings.

“DUIT. AKU,” the toyol said, and lifted the same heavy tin, and brought it crashing down on Osman’s head with so much force, the tin split open, spilling all the coins inside on his skull. As his brain slowly began to lose function and the lights were fading from his vision and the blood seeped onto the floor, Osmans last thoughts were that where he was going, he never needed to save a single cent, ever.

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